Employee vs Freelance: Real Take-Home Pay Calculator
Compare your real take-home pay as a salaried employee vs as an independent freelancer. Includes social contributions, taxes, and benefits.
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< 30 seconds
Employee data
What you would charge as a freelancer for the same work
Health insurance, paid vacation, prorated bonus, etc.
Accountant, self-employment taxes, health coverage, home office
Real Take-Home Pay Comparison
As Employee
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net/month
As Freelance
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net/month
Full breakdown
Item
Employee
Freelance
Note: This calculator is an estimate. Deduction percentages vary depending on category, income, and personal deductions. Consult an accountant for your specific situation.
Fill in the data to compare your options
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